Motorcycle Safety

Tips for Motorcycle Safety Summer is upon us and that means we're all sharing the road with motorcycles. Safety and awareness by the driving public and the riders is crucial to reduce and prevent accidents. One of the leading causes of motorcycle accidents...

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Take a Boater’s Safety Course

Boater's Safety Courses Know the laws before you launch. It's a simple mantra that all boaters should take seriously. "It is the responsibility of all boaters to know the rules of the water," said Brad Seeley, senior marine product manager for Foremost Insurance...

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Flood Safety Tips

As an independent agency, we represent many insurance companies. One of leading home insurance companies is Encompass Insurance. Below are some tips from Encompass on protecting your home and your family during a flood.   Flood Safety Tips: What to Do...

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Boat Maintenance for Safety

Boat Maintenance According to the US Coast Guard, there were 424 accidents in 2011 that were directly related to improper boat maintenance or equipment failure. That number dropped to 307 in 2015, but it was still the fourth largest cause of recreational boating...

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Dog Bite Liability

Dog Bite Liability Many, if not most of us, enjoy spending time with man's best friend, the dog. But did you know Georgia is ranked in the top ten for the number of dog bite incidents? In 2016, there were 462 dog bite claims in Georgia alone. The average...

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Replace Your Smoke Alarms?

We all know that we should replace the batteries in our smoke alarms on a regular basis. Many of us follow the plan of changing your smoke (and carbon monoxide!) detector batteries whenever you change your clocks. Spring forward, fall backward, change your smoke...

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Lightning Coverage and Safety

Lightning Coverage Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or...

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Homeowners Insurance Limitations

What's Covered in a Homeowners Policy? Most people know that the contents of their home (called Coverage "C" in the policy) are insured on their homeowners policy. Usually for some percentage of the coverage on their house (typically you'll have an additional 50% of...

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Teen Texting and Driving

Despite all the attention given to it, 9% of all vehicle fatalities involving teenagers involved texting and driving. Cell phone use in general accounted for 14% of all fatal accidents in 2015. (according to TeenSafe.com) Here's a few tips and reminders...

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Why You Might Need Umbrella Insurance

What is Umbrella Insurance? An umbrella insurance policy provides an additional layer of liability insurance over and above the liability limits available to you under your homeowners or auto insurance policy. We always recommend that our clients purchase an umbrella...

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