School is almost out, so now is a good time to remind ourselves about bicycle safety. According to saferkids.org, a properly-fitting helmet can reduce the risk of head injuries by 45%, yet less than half the children under the age of 14 wear a helmet. That's our...

As recent wildfires and county wide burn bans have reminded us, Georgia is still in a state of lower than normal rainfall. The dry conditions create a potential for fires that could affect your property. The Insurance Institute for Business and Home Safety has put...

Spring is officially here, and it's a great time to spend a few moments thinking about your insurance policies and any changes that might need to be made. We found a great article from the Insurance Information Institute that gives some good tips on things to...

Many people operate small (and sometimes even quite large) businesses out of their homes. The standard homeowners insurance policy provides a little bit of coverage, but it's probably NOT the best way to cover your home based business. Here's a few key limitations...

What to Look for When You’re Shopping for Renters Insurance If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. To financially protect yourself and your belongings you...

Many small business owners operate out of their home. They believe, correctly, that the homeowners policy covers their business related items as well. It does, but there are some pretty strict limitations in most policies. Typically, business personal property (stuff...

As 2016 comes to a close, David Dempsey Insurance would like to thank each and every one of you for being outstanding clients. Too often, it's the business that gets the praise and the rave reviews, when it's the client that deserves all the attention. Our New Year's...

Earlier this year we revamped our website and our social media sites. In particular, we created a NEW David Dempsey Insurance Agency Facebook page and we've been posting information, news and entertainment items we think our clients will find interesting. And it's not...

In a previous blog article, we pointed out some of the limitations in a typical homeowners insurance policy. Here's how a "standard" policy limits jewelry: $2,500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware, platinumware,...

Halloween is all about having fun, but we encourage everyone to take a moment and plan a safe time. Here's a few tips for staying safe: Plan your route.  Plan your trick or treating route in advance. This way you won’t get lost and your kids won’t get sore...