Dog Bite Liability Many, if not most of us, enjoy spending time with man’s best friend, the dog. But did you know Georgia is ranked in the top ten for the number of dog bite incidents? In 2016, there were 462 dog bite claims in Georgia alone. The average cost to...
We all know that we should replace the batteries in our smoke alarms on a regular basis. Many of us follow the plan of changing your smoke (and carbon monoxide!) detector batteries whenever you change your clocks. Spring forward, fall backward, change your smoke...
Lightning Coverage Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or...
What’s Covered in a Homeowners Policy? Most people know that the contents of their home (called Coverage “C” in the policy) are insured on their homeowners policy. Usually for some percentage of the coverage on their house (typically you’ll...
Despite all the attention given to it, 9% of all vehicle fatalities involving teenagers involved texting and driving. Cell phone use in general accounted for 14% of all fatal accidents in 2015. (according to TeenSafe.com) Here’s a few tips and reminders from...
What is Umbrella Insurance? An umbrella insurance policy provides an additional layer of liability insurance over and above the liability limits available to you under your homeowners or auto insurance policy. We always recommend that our clients purchase an umbrella...
